From idea to moving day
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1. Agree the idea
2. Put numbers on it
3. Test the place
4. Get ready
Two of the most-read posts in women's and relationship forums this week were about moving. In one, a 62-year-old wife wants to move to the coast and feels her life is on hold while the budget doesn't quite add up. In the other, a 36-year-old has her dream job, but it means selling a house that's nearly paid off.
Big moves stall when they stay vague. This checklist turns one into a set of steps you can tick off, in roughly the order they need doing. Not every step will apply to you.
Two calculators that help
- Dream move budget gap calculator: how far off the move is, and what to save each month.
- Downsizing equity calculator: what you might free up by moving somewhere smaller.
Questions people ask
Should we sell first or buy first?
It depends on your market, your finances and how much risk you're comfortable with. Each has trade-offs; talk it through with a qualified adviser or agent before deciding.
What if one of us wants to move and the other doesn't?
Start with section 1 anyway. Understanding why each of you feels as you do is the only way to find a version you both could live with.
Sources
Keep going
Questions to ask before you hire a financial adviser
Neutral questions to ask a financial adviser before you hire one, with official lookup tools.
The first family meeting about Mum or Dad
Before, during and after the first sibling conversation about a parent's care.
Who covers what?
Assign each regular care job to a person and see who's overloaded and what's uncovered.
